{"id":7055,"date":"2023-11-05T16:34:32","date_gmt":"2023-11-05T21:34:32","guid":{"rendered":"https:\/\/apice.org.co\/site\/?page_id=7055"},"modified":"2026-02-06T15:02:05","modified_gmt":"2026-02-06T20:02:05","slug":"ce-caracteristicas","status":"publish","type":"page","link":"https:\/\/apice.org.co\/site\/ce-caracteristicas\/","title":{"rendered":"ce-caracteristicas"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7055\" class=\"elementor elementor-7055\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8a740af elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8a740af\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-320564a\" data-id=\"320564a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-79e7026 elementor-widget elementor-widget-spacer\" data-id=\"79e7026\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-965e132 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"965e132\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-89f35ac\" data-id=\"89f35ac\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-26855a4 elementor-widget elementor-widget-heading\" data-id=\"26855a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">cr\u00e9dito educativo condonable<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-103ccb4 elementor-widget elementor-widget-heading\" data-id=\"103ccb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Caracter\u00edsticas<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3839034 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3839034\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-bdbe94c\" data-id=\"bdbe94c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3c1c715 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"3c1c715\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-size: 14pt; color: rgba(60, 60, 60, 0.99);\"><strong><span style=\"font-family: helvetica, arial, sans-serif;\">PROGRAMA ACAD\u00c9MICO:<\/span><\/strong><\/span><\/p><p>\u00a0<\/p><blockquote><p><span style=\"font-size: 14pt; font-family: helvetica, arial, sans-serif; color: rgba(60, 60, 60, 0.99);\"><strong>Programas de Educaci\u00f3n Superior a Financiar<\/strong><strong>:\u00a0<\/strong>T\u00e9cnico profesional, Tecnol\u00f3gico y Universitario.<\/span><\/p><\/blockquote><hr \/><blockquote><p><span style=\"color: rgba(60, 60, 60, 0.99);\"><strong style=\"font-family: helvetica, arial, sans-serif; font-size: 14pt;\">Valor a financiar:<\/strong><span style=\"font-family: helvetica, arial, sans-serif; font-size: 14pt;\"> Se financiar\u00e1 el valor de la matr\u00edcula del semestre actual, el monto a financiar es hasta 4 SMMLV,<\/span><\/span><\/p><p><span style=\"color: rgba(60, 60, 60, 0.99);\"><span style=\"font-family: helvetica, arial, sans-serif; font-size: 14pt;\">Se financiar\u00e1 el valor de la matr\u00edcula\u00a0 para aquellos estudiantes que est\u00e9n cursando sus \u00faltimos cuatro semestres o cuatrimestres de su Programa\u00a0 Acad\u00e9mico.\u00a0<\/span><\/span><\/p><\/blockquote><hr \/><blockquote><p><span style=\"font-size: 14pt; font-family: helvetica, arial, sans-serif; color: rgba(60, 60, 60, 0.99);\"><span style=\"color: rgba(60, 60, 60, 0.99);\"><strong>Programas Acad\u00e9micos:<\/strong><\/span><\/span><\/p><p><span style=\"font-size: 14pt; font-family: helvetica, arial, sans-serif; color: rgba(60, 60, 60, 0.99);\"><span style=\"color: rgba(60, 60, 60, 0.99);\"> Programas registrados y aprobados en el Sistema Nacional de Informaci\u00f3n de la Educaci\u00f3n Superior, SNIES, con fecha de registro de resoluci\u00f3n vigente al momento de la postulaci\u00f3n al Cr\u00e9dito <\/span><\/span><span style=\"font-size: 14pt; font-family: helvetica, arial, sans-serif; color: rgba(60, 60, 60, 0.99);\">Educativo Condonable.<\/span><\/p><\/blockquote><hr \/>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3a95f14\" data-id=\"3a95f14\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0135884 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"0135884\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-size: 14pt; color: rgba(60, 60, 60, 0.99); font-family: helvetica, arial, sans-serif;\"><strong>CR\u00c9DITO EDUCATIVO:<\/strong><\/span><\/p><p>\u00a0<\/p><blockquote><p><span style=\"font-size: 14pt; font-family: helvetica, arial, sans-serif; color: rgba(60, 60, 60, 0.99);\"><strong>Modalidad del cr\u00e9dito: <\/strong><\/span><span style=\"font-size: 14pt; font-family: helvetica, arial, sans-serif; color: rgba(60, 60, 60, 0.99);\">\u00a0Largo plazo.<\/span><\/p><p><span style=\"font-size: 14pt; font-family: helvetica, arial, sans-serif; color: rgba(60, 60, 60, 0.99);\">\u00a0<\/span><\/p><\/blockquote><p><span style=\"font-family: helvetica, arial, sans-serif; font-size: 14pt; color: rgba(60, 60, 60, 0.99);\">* <strong>Financiaci\u00f3n:<\/strong><\/span><\/p><ul><li><span style=\"font-family: helvetica, arial, sans-serif; font-size: 14pt; color: rgba(60, 60, 60, 0.99);\"><strong>Matr\u00edcula<\/strong>: Se financia cada semestre el valor de la matr\u00edcula hasta finalizar sus estudios, de acuerdo con el programa acad\u00e9mico.<\/span><\/li><\/ul><p><span style=\"font-family: helvetica, arial, sans-serif; font-size: 14pt; color: rgba(60, 60, 60, 0.99);\">\u00a0<\/span><\/p><p><span style=\"font-family: helvetica, arial, sans-serif; font-size: 14pt; color: rgba(60, 60, 60, 0.99);\">* <strong>Periodo de gracia:<\/strong> El beneficiario tendr\u00e1 un a\u00f1o o seis meses de gracia, despu\u00e9s de obtener el t\u00edtulo. (No inicia periodo de pago, se continua el cobro de intereses)<\/span><\/p><p><span style=\"font-family: helvetica, arial, sans-serif; font-size: 14pt; color: rgba(60, 60, 60, 0.99);\">\u00a0<\/span><\/p><p><span style=\"font-family: helvetica, arial, sans-serif; font-size: 14pt; color: rgba(60, 60, 60, 0.99);\">* <strong>Periodo de pago:<\/strong> Inicio de la etapa de pago del cr\u00e9dito educativo otorgado al\u00a0 finalizar el periodo de gracia.<\/span><\/p><p><span style=\"font-family: helvetica, arial, sans-serif; font-size: 14pt; color: rgba(60, 60, 60, 0.99);\">\u00a0<\/span><\/p><hr \/><blockquote><p><span style=\"font-family: helvetica, arial, sans-serif; font-size: 14pt; color: rgba(60, 60, 60, 0.99);\"><strong>\u00a0<\/strong><\/span><\/p><p><span style=\"font-family: helvetica, arial, sans-serif; font-size: 14pt; color: rgba(60, 60, 60, 0.99);\"><strong>Monto a financiar de: <\/strong><\/span><\/p><p><span style=\"font-family: helvetica, arial, sans-serif; font-size: 14pt; color: rgba(60, 60, 60, 0.99);\"><strong>Matr\u00edcula: <\/strong>Hasta 4 SMMLV vigentes del a\u00f1o actual por semestre.<\/span><\/p><\/blockquote><hr \/><p><span style=\"font-size: 14pt; font-family: helvetica, arial, sans-serif; color: rgba(60, 60, 60, 0.99);\"><strong>\u00a0<\/strong><\/span><\/p><p><span style=\"font-size: 14pt; font-family: helvetica, arial, sans-serif; color: rgba(60, 60, 60, 0.99);\"><strong>Tasa de Intereses:<\/strong><\/span><strong style=\"color: rgba(60, 60, 60, 0.99); font-family: helvetica, arial, sans-serif; font-size: 14pt;\">\u00a0<\/strong><\/p><p><span style=\"font-size: 14pt; font-family: helvetica, arial, sans-serif; color: rgba(60, 60, 60, 0.99);\"><strong>*<\/strong>Tasa de inter\u00e9s fija (12% efectiva anual).\u00a0<\/span><\/p><hr \/>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-47febbd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"47febbd\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bddbcbd\" data-id=\"bddbcbd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6f20d69 elementor-widget elementor-widget-text-editor\" data-id=\"6f20d69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-size: 14pt; color: rgba(60, 60, 60, 0.99);\"><strong><span style=\"font-family: helvetica, arial, sans-serif;\">CONDONACI\u00d3N:<\/span><\/strong><\/span><\/p><p>\u00a0<\/p><p><span style=\"font-size: 14pt; font-family: helvetica, arial, sans-serif; color: rgba(60, 60, 60, 0.99);\">El beneficiario al obtener el t\u00edtulo del Programa Acad\u00e9mico que curs\u00f3,\u00a0 puede condonar hasta 80% del capital financiado al cumplimiento de los siguientes requisitos:<\/span><\/p><blockquote><p><span style=\"font-size: 14pt; font-family: helvetica, arial, sans-serif; color: rgba(60, 60, 60, 0.99);\"><strong>Obtener el t\u00edtulo: 10% <\/strong>Por recibir el diploma y acta de grado del Programa Acad\u00e9mico que curso.<\/span><\/p><\/blockquote><blockquote><p><strong><span style=\"font-size: 14pt; font-family: helvetica, arial, sans-serif; color: rgba(60, 60, 60, 0.99);\">Promedio final del Programa Acad\u00e9mico financiado: <\/span><\/strong><span style=\"font-size: 14pt; font-family: helvetica, arial, sans-serif; color: rgba(60, 60, 60, 0.99);\">El porcentaje a condonar s<\/span><span style=\"font-size: 14pt; font-family: helvetica, arial, sans-serif; color: rgba(60, 60, 60, 0.99);\">er\u00e1 tenido en cuenta de acuerdo con la siguiente escala:<\/span><\/p><\/blockquote><p><span style=\"font-size: 14pt; font-family: helvetica, arial, sans-serif; color: rgba(60, 60, 60, 0.99);\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0* De 3.5 a 3.9: <strong>20%<\/strong><\/span><\/p><p><span style=\"font-size: 14pt; font-family: helvetica, arial, sans-serif; color: rgba(60, 60, 60, 0.99);\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0* De 4.0 a 4.5: <strong>25%<\/strong><\/span><\/p><p><span style=\"font-size: 14pt; font-family: helvetica, arial, sans-serif; color: rgba(60, 60, 60, 0.99);\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0* De 4.6 a 5.0: <strong>30%<\/strong><\/span><\/p><blockquote><p><span style=\"font-size: 14pt; font-family: helvetica, arial, sans-serif; color: rgba(60, 60, 60, 0.99);\"><strong>Culminaci\u00f3n del programa<\/strong> <strong>acad\u00e9mico financiado en el tiempo establecido:<\/strong> <strong>20%<\/strong> De acuerdo con el pensum establecido por la Instituci\u00f3n de Educaci\u00f3n Superior y por la proyecci\u00f3n financiera.<\/span><\/p><\/blockquote><blockquote><p><span style=\"font-size: 14pt; font-family: helvetica, arial, sans-serif; color: rgba(60, 60, 60, 0.99);\"><strong>Servicio social: 20%<\/strong> Por prestar un servicio social por 80 horas durante el Programa acad\u00e9mico financiado .<\/span><\/p><\/blockquote>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-672f0de7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"672f0de7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4530498f\" data-id=\"4530498f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2bc80d6e elementor-align-right elementor-invisible elementor-widget elementor-widget-button\" data-id=\"2bc80d6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md elementor-animation-pop\" href=\"https:\/\/apice.org.co\/site\/credito-educativo-nuevo\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-reply\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Regresar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-00346d6 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"00346d6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-90d3a93\" data-id=\"90d3a93\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>cr\u00e9dito educativo condonable Caracter\u00edsticas PROGRAMA ACAD\u00c9MICO: \u00a0 Programas de Educaci\u00f3n Superior a Financiar:\u00a0T\u00e9cnico profesional, Tecnol\u00f3gico y Universitario. Valor a financiar: Se financiar\u00e1 el valor de la matr\u00edcula del semestre actual, el monto a financiar es hasta 4 SMMLV, Se financiar\u00e1 el valor de la matr\u00edcula\u00a0 para aquellos estudiantes que est\u00e9n cursando sus \u00faltimos cuatro semestres [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_exactmetrics_skip_tracking":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-7055","page","type-page","status-publish","hentry"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.3 - aioseo.com -->\n\t<meta name=\"description\" content=\"cr\u00e9dito educativo condonable Caracter\u00edsticas PROGRAMA ACAD\u00c9MICO: Programas de Educaci\u00f3n Superior a Financiar: T\u00e9cnico profesional, Tecnol\u00f3gico y Universitario.Valor a financiar: Se financiar\u00e1 el valor de la matr\u00edcula del semestre actual, el monto a financiar es hasta 4 SMMLV,Se financiar\u00e1 el valor de la matr\u00edcula para aquellos estudiantes que est\u00e9n cursando sus \u00faltimos cuatro semestres o cuatrimestres de su\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/apice.org.co\/site\/ce-caracteristicas\/\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.3\" \/>\n\t\t<meta property=\"og:locale\" content=\"es_ES\" \/>\n\t\t<meta property=\"og:site_name\" content=\"APICE - 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